As my friends of a certain age will understand, I often lose things. Do I lose things more than I did when I was a youth?  I’m not sure. But anyway, the solution is always the same – you need to know where things are.

It’s not easy being a bank these days. Flows are low; capital needs are higher than they were and that internet thingy is making the relationship between information and profits pretty dynamic.

Analysts with experience in the markets are valuable to you. Some experienced analysts will be recruited externally, but you would hope that most of your experienced analysts will have been developed internally, from the graduate program onwards.

Where can you efficiently locate offices for risk management and capital markets analysts? Whether you are looking at near-shore or off-shore locations, or indeed which corner of your trading floor you want to place people in, there are three key considerations.

These days, when it comes to off-shoring thinking tasks, a lot of banks are feeling pretty jaded with wherever their off-shoring has been done. Usually that’s India.

We all know that offshore analysts are hugely efficient for budgets. Unhappily, local research and risk analysts tend to resist increasing their usage.

You’re a risk manager who has been mandated to plan cost-efficient augmentation of your team. You’ve opened a file, done save as, what next? Read how to move from tabula rasa to a plan.

Costs need to come down in banking, so it’s inevitable that the CEO or COO will knock on the door of risk management and mandate offshoring or augmentation.

When introducing or upgrading an augmented research team, banks, asset managers and risk managers often hope that their home centre teams will automatically work out how to collaborate with these resources.

A cup of tea, some toast and watching the news. That’s my morning routine for when I am working in my office.